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CMHC and the private insurers have announced they are increasing their insurance premiums across the board for all Loan to Values (LTV).  The changes will take effect March 17th, 2017.  For example, the premiums for first time buyer purchasing with 5% down are going up to 4% from the current 3.6%.  The biggest increases will be in the 75-80% LTV ranges.  These premiums are changing from 1.25% to 2.4%. However, these premiums at the lower LTV will not apply to everyone.  To discuss these changes or any other mortgage related topics, please contact me.

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