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mortgage document checklist

When buying a new home or refinancing your existing mortgage, some documentation is
needed to support your mortgage request. By providing us with the documents that we
have indicated on this list, we can finalize your mortgage more efficiently.
Buying a home?
Information that describes the
property you are buying:
__ Purchase and sale agreement
__ MLS listing with photo
__ Name, address, telephone number of
your solicitor/notary
Confirmation of your down payment:
__ Savings or investments statement
from within the last 90 days
__ Sale of an existing property—a copy
of the sale agreement
__ Gift letter
__ Withdrawal from RRSP through
Home Buyer’s Plan
Employment verification:
__ Copy of latest pay slip
__ T4
__ Letter of employment
__ T1 General and Notice of Assessment
(NOA) if self-employed
Do you currently own your home?
Information that describes your
existing property:
__ Recent mortgage statement
__ Current homeowner insurance policy
__ Most recent property tax
bill/statement
__ Legal description of your property
(you can find this on your original
purchase agreement or your
property tax statement)
Other information we may require
As part of your application process, we
will ask you questions relating to what
you owe and own, what some of the
projected expenses relating to the property
are, such as taxes, heating costs and
condo fees, and whether you will be
using the property to generate income.
__ Void cheque
__ INFORMATION PROVIDED BY
____________________________
JulieEmery
Residential Mortgage Specialist
Royal Bank of Canada
75 Mississaga Street West
Orillia, ON L3V 3A7
Tel: 705-323-9910
Pager: 1-800-263-1420
Fax: 705-323-9221
julie.emery@rbc.com
__ _____________________________
 
 
 
This sheet is for information purposes only and does not signify formal approval.
® Registered trademark of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of
Royal Bank of Canada.
All personal lending products and residential mortgages are provided by Royal Bank of Canada and are subject to
its standard lending criteria.
 

if you are looking for more information on how much you may qualify for a mortgage  do not hestiate to email me directly  at  tcoulson@remaxorilia.com

or fill out the form attached










 

 

 

 

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